Start accepting 
credit card payments in Canada.

If you’re looking for a credit card machine for your small business, you’ve come to the right place. Paystone provides Canadian business owners with small business credit card processing from coast to coast.

  • Free personal guided setup
  • Free delivery to anywhere in Canada
  • Next-day funding
Small Business Page Hero Image (2)-min

Merchant services for small businesses.

Accepting credit card payments in Canada has never been easier thanks to Paystone. If you’re weighing in on your payment processing options, want fair and transparent billing, care about customer service, and need a quick and easy setup, then we might be the payment processor for you.


We are a proudly Canadian company.

Paystone serves small businesses all over Canada, with head offices located in London, Ontario and Montreal, Quebec. It doesn’t matter if you’re a family owned business in rural Alberta, a large restaurant chain in Vancouver, or located anywhere else in Canada, Paystone has you covered.



Payment terminals for any business need.

Does your small business accept credit cards? If the answer is no, then a credit card machine is a great place to start. We have a wide selection of credit card readers to choose from.


What is the best credit card terminal for small businesses in Canada?

There is no single answer to this question. It all depends on your business needs. If you would like the ability, now or in the future, to activate, redeem, and reload gift cards, or issue and redeem customer loyalty and rewards points, we recommend the Ingenico Move/5000 or Desk/5000. Both of these devices are preloaded with our customer engagement software.

Credit card terminal on blue background

Get maximum portability with Move/5000.

Wireless card readers like the Move/5000 are the perfect portable credit card machine for small businesses if you need to maximize mobility.


Keep it traditional with Desk/5000.

The Desk/5000 is a classic countertop terminal that your customers know and love. Like the Move/5000, this card reader comes pre-loaded with our engagement software.

Other terminals

Other debit card readers and smart terminals.

We also offer Poynt, Clover Flex, and Verifone terminals.Not sure which one is best for you? Click the Sign up button and our Sales team will help you choose the right debit machine for your small business.

Woman processing credit card transaction on an online payment gateway


Accept credit card payments on your website.

Get online payment processing for your small business. Simply connect our payment gateway to your website or mobile app and your small business will be able to process credit card payments online.


Quick and easy setup and smooth checkout experience.

Our online payment gateway integrates with hundreds of leading shopping cart providers, so you can connect payment processing to your website's shopping cart without any code. Or you can send customers to a secure and customizable checkout page that’s personalized to your brand. These are just some of the ways we’re making online credit card processing easier for small businesses like yours.



Accept payments over the phone.

Process payments from virtually anywhere. All you need is internet access and you can bill your customers over the phone without a physical card reader.


How does it work?


Simply enter your customer's credit card information into our virtual terminal on your computer or smartphone and receive payment instantly.

Female business owner accepting credit card payment over the phone on her virtual terminal
Point of sale system


Run your business smarter.

If you’re a restaurant or retail store owner in Canada looking to manage your inventory in real-time, catalogue your products or menu items, and manage your employees’ performance, all in one system, then our cloud-based POS system is the solution for you.

  • Inventory tracking
  • Built-in reporting
  • Multi-location management

How is Paystone different from
other credit card processing companies?

The most important difference between us and other small business payment processing providers is that we offer customer engagement software to help you boost sales and drive customer retention and loyalty. Our debit card machines are directly integrated with this engagement software, so you’re ready to go as soon as your terminal arrives.


What is customer engagement software?

Now more than ever, it’s important for small Canadian businesses to engage and retain their loyal customers and keep them coming back. Three core features in our customer engagement software enables your business to do just that! Click the tabs below to learn how Paystone's engagement software will help you stand out from your competitors, attract new customers, boost customer spending, increase repeat visits, grow your revenue, and expand brand awareness.

  • Gift Cards
  • Customer Loyalty
  • Marketing Automation

Sell, redeem, and reload gift cards

Attract new customers and increase your cashflow by selling gift cards. Simply activate our app, then sell, redeem, and reload right from your payment terminal.


Reward your loyal customers.

Turn your casual customers into loyal regulars with a loyalty program. They can easily sign up and redeem their rewards right from your payment terminal.


Send your customers automated text message and email offers.

Our marketing automation tools are designed to make communicating with your customers easy so you can keep them coming back more often.


Increase customer lifetime value.


Whether you’re a restaurateur looking to incentivize guests to dine with you again, or you’re a retail store owner who wants to send automated offers to your most loyal customers, payment processing that is integrated with customer engagement software is a no brainer. Best of all, you get everything your small business needs from one provider at one affordable price.

Why Canadian businesses choose Paystone.

Offering gift cards, loyalty programs, and marketing tools all through our engagement software, which ultimately help your business grow revenues and increase customer loyalty, are just a few reasons why businesses choose Paystone. Our integrated payment processing and competitive credit card processing fees are a huge reason why some of our clients consider us to be one of the best payment processors for small businesses. To top it all off, we also guide you through the entire process of setting up credit card payments for your small business.

iconspace_Planner Checklist_25px

Next-Day Funding

We help keep your cash flow healthy by depositing funds into your bank account on the next business day.

iconspace_Presentation Up_25px

Real-Time Reporting

View transactions, batches, settlements, disputes, and export reports in your Paystone Hub.

PS Icon _ Light _ Emoticon _ Robber

Fraud Prevention

We keep your business safe with dispute notifications, chargeback support, and e-commerce transaction fraud detection.

PS Icon _ Light _ Finance _ Money Save

Hassle-Free Compliane

Reduce time spent confirming compliance by 60% and get up to $150,000 more than regular PCI protection.

iconspace_Router 2_25px

Security Updates

We keep your hardware up to date with the most recent security and industry protocols.


Free Shipping

Receive free shipping and delivery anywhere in Canada on all our payment terminals and hardware.

How to start accepting payments with Paystone.


Contact our Sales team

Click the Sign up button and one of our specialists will help you choose the right payment solutions for your business.


Open a merchant account

We will guide through the entire merchant application process and help you with the paperwork.


Receive your hardware

An activation specialist will get in touch with you when your payment terminal arrives and help you with the setup process.


Start accepting payments

Depending on application approval and shipping timelines, you’ll be able to start processing payments in as little as 3 business days!

Need to integrate with your systems?

Chances are we integrate with your POS and online ordering systems.

Want to check out our pricing?

Get it all from one provider at one
affordable price.

Ready to grow your business?