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DEBIT MACHINE FOR SMALL BUSINESS IN CANADA

Accept credit cards at your Canadian business

The right payment terminal makes it easy for you to accept credit & debit payments. At Paystone, we provide Canadian businesses with the best small-business credit card processing from coast to coast.
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Small Businessess
Free personal guided setup
Free delivery to anywhere in Canada
Next-day funding
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Start off on the right foot by choosing the best payment processing from day one

Follow our easy guide to choose the right small business payment solution for your unique situation.

First, decide how you want to accept payments

Accept in-person payments

A debit machine or a POS system lets you accept tap, chip, and mobile wallets at your checkout counter or wirelessly.
Learn more
ACCEPT IN-PERSON PAYMENTS

So, what’s the best credit card machine for small businesses in Canada?

It depends on your needs. Let’s go through the options
so you can pick the perfect terminal.
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Retail & Personal services

Need a versatile payment terminal for a fast-paced checkout experience? A smart terminal with barcode scanning, a product catalog, and inventory management helps keep lines moving while giving customers a streamlined way to pay.
Best options
Move 5000, Newland N950

See our terminals
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Taking payments at the checkout counter only?



A countertop payment terminal is ideal for fast, reliable checkouts for businesses like retail stores and professional offices where customers come to you to pay.
Best options
Desk/5000, Poynt C Smart Terminal, or
Clover Mini POS

See our terminals
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Doing transactions on the go?

For tradespeople, mobile vendors, and delivery services that process payments in different locations, a compact, wireless device with LTE connectivity for smooth transactions anywhere.
Best options
Clover Flex, Newland N910
See our terminals
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Need a machine with business management?

Get a POS system that integrates with your inventory, staff management, and accounting tools, to keep it all connected while delivering fast transactions.
Best options
Clover Mini, Clover Station Duo

See our POS machines
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    Need mobility for wireless transactions?

    For restaurants, cafes, and service businesses that bring the terminal to the customer, a portable credit card machine for small businesses is the way to go.
    Best options
    Move 5000, Newland N910
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    Taking payments at the checkout counter only?



    A countertop payment terminal is ideal for fast, reliable checkouts for businesses like retail stores and professional offices where customers come to you to pay.
    Best options
    Desk/5000, Poynt C Smart Terminal, or Clover Mini POS
  • Group 3888

    Doing transactions on the go?

    For tradespeople, mobile vendors, and delivery services that process payments in different locations, a compact, wireless device with LTE connectivity for smooth transactions anywhere.
    Best options
    Clover Flex, Newland N910
  • Group 3889

    Need a machine with business management?

    Get a POS system that integrates with your inventory, staff management, and accounting tools, to keep it all connected while delivering fast transactions.
    Best options
    Clover Mini, Clover Station Duo

Get the perfect debit machine for your
small business

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.
Get started
ACCEPT ONLINE PAYMENTS

What’s the best online credit card
processing for small business?

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Securely accept credit cards, digital wallets, and recurring payments online.

Whether you’re running an eCommerce store, invoicing clients, or offering subscription services, Paystone’s online payment gateway makes processing credit card payments online seamless and hassle-free. 
  •  Easy integrations
  •  Automated billing 
  •  Advanced security 
Learn more
ACCEPT PAYMENTS REMOTELY

What’s the best virtual payment processing for small business?

Securely accept credit card payments over the phone, by invoice, or through recurring billing.

Whether you’re processing phone orders, managing client payments, or running a subscription-based business, Paystone’s virtual terminal makes remote transactions effortless and secure.
  • No hardware required
  • Recurring payments & invoicing
  • Advanced security
Learn More
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MERCHANT SERVICES FOR SMALL BUSINESS

Trusted by small businesses in Canada for over 15 years!

Finding the right payment processor isn’t just about transactions; it’s about trust. At Paystone, we’ve been helping Canadian businesses grow for over 15 years with fair pricing, reliable support, and a seamless setup.

Why do over 25,000 Canadianbusinesses choose Paystone?

  • No hidden fees or long-term contracts
  • Quick setup with expert guidance
  • 24/7 customer support when you need it
  • Next-day funding to keep cash flow steady

Proudly Canadian, Built forCanadian businesses

 

We know what it takes to succeed in Canada because we’re a Canadian company, too. With headquarters in London, Ontario, we serve businesses from coast to coast—processing over $10 billion in Canadian sales annually. 

Whether you’re a family-run shop in Alberta or a fast-growing restaurant in Vancouver, we’re here to support you with payment solutions that keep your small business moving forward.

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More reasons why Canadian small businesses choose Paytone

We make payment processing simple, secure, and stress-free—so you can focus on running your business. With transparent pricing, powerful features, and expert support, it’s no surprise that thousands of Canadian businesses consider us to be one of the best payment processors for small businesses.
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Next day funding

Get paid faster with deposits to your bank account the very next business day.
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Automatic security updates

Stay ahead of threats with the latest security protocols built into every payment terminal.
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Hassle free compliance

Reduce time spent on PCI compliance by 60% and get up to $150,000 in added protection.
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Fraud prevention & security

Protect your business with dispute notifications, chargeback support, and industry-leading encryption.
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Real-time reporting

Track transactions, settlements, and revenue insights in one easy-to-use dashboard.
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Free shipping across Canada

We deliver your payment hardware anywhere in Canada for free.
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    Next day funding

    Get paid faster with deposits to your bank account the very next business day.

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    Automatic security updates

    Stay ahead of threats with the latest security protocols built into every payment terminal.

  • Group 3901

    Hassle free compliance

    Reduce time spent on PCI compliance by 60% and get up to $150,000 in added protection.

  • Component 4 (3)

    Fraud prevention & security

    Protect your business with dispute notifications, chargeback support, and industry-leading encryption.

  • Component 5 (3)

    Real-time reporting

    Track transactions, settlements, and revenue insights in one easy-to-use dashboard.

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    Free shipping across Canada

    We deliver your payment hardware anywhere in Canada for free.

What customers have to say about Paystone

shisha cafe (1)

“The one and only place to go to for your payment process needs. Dealt with them for a long time now for different business, very professional service. They are always great to deal with, very knowledgeable and prompt. Helped me every time when I had any concerns or needed support. Highly recommended!”

Mike S.
Crazy Joe's Shisha Cafe

"We do a lot of home visits, so having something that's portable has been amazing for both our patients and for our hearing clinic."

Jeff L.
In Home Hearing
La Burreria Review (1)

“A friend recommended Paystone for my small business, and I can honestly say I have no regrets. I'm extremely happy with their service and highly recommend them. They treat every client like a priority, and it truly shows. Thank you, Paystone!"

Rula J.
La Burreria

Can I accept both debit and credit card payments?

Getting a payment terminal for your small business is easy with Paystone. Simply reach out to our team, choose the best debit machine for your business, complete the quick approval process, and receive your machine with free shipping. You can start credit card processing for your small business in as little as three business days.

The best small business payment solutions depend on how you operate. Portable debit machines are ideal for mobility, making them great for restaurants, service providers, and businesses that need wireless transactions. Countertop terminals provide a stable, fixed checkout experience for retail stores and professional offices. If you need more than just a payment terminal, POS systems offer inventory tracking, staff management, and other business tools to streamline operations.

 

If you’re unsure which payment system for small businesses is right for you, our product specialists are happy to help.

Yes! Paystone’s debit machines for small businesses accept all major credit card payments and digital wallets like Apple Pay and Google Pay. Whether customers tap, insert, or swipe, you can process transactions easily.

No! Paystone offers flexible, contract-free small business credit card processing with transparent pricing and no hidden fees. You get the freedom to choose what works best for your business.

Costs vary depending on the type of payment terminal for small businesses and the credit card processing plan. At Paystone, we offer affordable rates with no surprise fees. Our team can help you find the best solution that fits your budget.

Our small business credit card processing fees include the interchange fees charged by the issuing bank, the card brand, and the acquiring bank, as well as our markup for every transaction.

 

Your final rate depends on your payment processing volume.

Once your merchant account is approved, we ship your small business debit machine with free delivery anywhere in Canada. Setup is quick and easy, and our team provides personalized guidance to help you start accepting payments without delay.

Yes! If you don’t need a debit machine for your small business, you can use Paystone’s online payment processing solutions, including our virtual terminal, to accept payments over the phone or send invoices with a secure payment link.

Absolutely. Our payment terminals for small businesses include end-to-end encryption, tokenization, and fraud prevention tools to protect your business and customers. We also keep your hardware up to date with automatic security updates.

Yes! With Paystone, your funds are deposited into your bank account the next business day, so you can keep your cash flow steady.