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virtual terminal canada

Accept payments over the phone from your browser

With Paystone’s virtual credit card processing, you can securely accept payments over the phone, through email, or for recurring billing—no card reader or physical terminal required.
Woman accepting payment over the phone using a virtual terminal and entering billing details
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Accept payments from virtually anywhere

Process credit card payments wherever you have internet access. Our virtual terminal makes it easy to take payments remotely or over the phone without needing a physical terminal or card reader.
  1. Log in to your virtual terminal account
  2. Enter customer’s info or choose a card on file
  3. Charge their card and get paid
Next-day funding
No contracts or
cancellation fees
 
24/7 customer service 
Rated 4.6/5 on Google 

Fast, flexible payments built for growing
your online business

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    eCommerce checkout

    Reduce cart abandonment with a smooth, secure checkout experience for your online store. 

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    Quick & secure payment links

    Generate payment links to accept online payments without needing a website. 

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    Automated recurring billing

    Set up subscriptions, memberships, or installment payments with ease. 

  • And  much more!

    And much more!

    From online retailers to B2B invoicing, get paid faster with a flexible payment gateway. 

Straight-forward payment processing that gets you paid

Our virtual terminal is low-key yet powerful, allowing you to accept payments in almost any situation. 

Boost traffic, increase sales, and resolve customer service issues

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  • Securely store card details
    Keep cards on file for faster repeat purchases.

  • Set up recurring billing
    Automate subscriptions and installment payments.

  • Send instant digital receipts
    Email receipts automatically after every transaction.

  • Expired card updater
    Never miss a payment due to expired credit cards on file.

Send professional invoices that customers can pay in seconds

Professional invoice ready to send to customer

  • Customize your invoices
    Add your logo, branding, and custom fields for a professional look.

  • Automate tax calculations
    Taxes adjust automatically based on your customer’s location.

  • Send payment reminders
    Schedule automatic email reminders for upcoming or overdue payments.

  • Track invoice status in real-time
    Know instantly when an invoice is viewed, paid, or overdue.

Flexible enough for you to accept payments in person

POS machine accepting payments via VISA, Apple Pay, Google Pay, MasterCard, and UnionPay

  • Give your customers more payment options.
    Allow them to pay with debit or credit by using our handy PIN pads.

  • Use a wireless or countertop PIN pad
    Your virtual payment terminal will process the transaction when a customer taps or inserts their card.

  • Use a wireless or countertop PIN pad
    Your virtual payment terminal will process the transaction when a customer taps or inserts their card.

Ready for more online sales at a better rate?

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.

Convenient administrator tools in one
easy-access dashboard

Track revenue, analyze customer trends, and stay in control with real-time insights. 
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    Sales insights

    Track revenue trends, see transaction histories, and run custom reports.

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    Customer analytics

    Discover your top customers and their buying preferences.

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    Repeat customers

    Create secure customer profiles to store shipping information, preferences, and payment methods. 

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    Product catalog

    Organize your products by categories, create descriptions, and add images. 

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    Fraud guard

    Protect your business with tools that analyze transactions and flag suspicious activity. 

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    Employee management

    Create secure user accounts and control each user's permissions. 

Enterprise-grade security to protect your business and customer data

 Every transaction uses industry-leading encryption, fraud prevention, and secure payment technology. 

More ways to accept payments online

Paystone’s eCommerce solutions make it as convenient as possible for your customers to pay you. 

Frequently asked questions, answered

An online payment gateway securely processes credit card and digital wallet transactions on your website or app. It encrypts payment data, verifies funds, and makes sure the money reaches your bank account. 
The best payment gateway depends on your needs. If you use an eCommerce platform, a shopping cart integration keeps checkout smooth. If you don’t have a shopping cart, a hosted payment page lets you accept payments securely. If you need full control, our developer API offers seamless customization. 
A payment gateway is the technology that authorizes transactions online, ensuring security and compliance. A payment processor moves funds between your customer’s bank and your business account. Paystone offers both in one seamless solution. 
Our transaction fees include the interchange fees charged by the issuing bank, the card brand, and the acquiring bank, as well as our markup for every transaction.
 
Your final rate depends on your business’s processing volume.
First, you must apply for a merchant account. Approvals typically take 1-2 business days. Then, you can integrate our payment gateway with your existing shopping cart in minutes, use our hosted checkout pages instantly, or set up a custom integration with our developer API. 
Unlike some providers, we prioritize timely payouts and transparency. Your funds are released promptly, so you don’t have to worry about unexpected delays. 
Yes! Our recurring billing tools allow you to automate subscriptions, installment plans, and scheduled payments. 
Absolutely. We use advanced encryption, fraud detection, and tokenization to keep your business and customer data safe. 
Yes! We support Apple Pay, Google Pay, and Visa and Mastercard Click to Pay, giving your customers a faster, more convenient checkout experience. 
Chargebacks can happen, but we help you fight them with Fraud Guard and real-time transaction monitoring. Our tools flag suspicious transactions before they become a problem. 

Cut fees, boost sales—switch to a better online payment gateway today

Book a no-obligation call with one of our friendly sales reps to explore how we can meet your needs.