Pricing made simple.

No locked-in contract. No strange fees.

  • No hidden or surprise fees
  • No cancellation fees
  • No locked-in contracts
  • Next day funding

Payment Processing

Start accepting fast and secure payments in person, online, or over the phone with Paystone.

$20/ mo

+ transaction fees + setup fee + terminal rental

+ Show plan features and fees - Hide plan features and fees

Gift Card Program

Equip your business with essential tools for selling, activating, and redeeming gift cards.

$30/ mo

+ setup fee

+ Show plan features and fees - Hide plan features and fees

Engagement Software

Gift Cards, Loyalty Rewards Program, and Marketing Automation all in one plan.

$99/ mo

+ setup fee

+ Show plan features and fees - Hide plan features and fees

+ Show plan features and fees - Hide plan features and fees

Payment Processing

$20/ mo

Gift Card Program

$30/ mo

Engagement Software

$99/ mo

FEATURES

Email, phone, chat support

Dedicated Account Manager

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Next day funding

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No locked-in contract

PCI Plus Data Breach Protection

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Onsite Support

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Reports, analytics, and customer insights

Real-time transaction reporting

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Fraud prevention tools

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Chargeback and dispute assistance

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Free payment equipment shipping and handling

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Unlimited card reloads

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Existing card numbers and card balance import

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Custom branded check-your-card-balance page

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Custom Buy-a-Gift-Card page

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Sell and send e-gift cards

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+ $40/month plus transaction fees
+ $40/month plus transaction fees

Custom branded gift cards

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Promo cards

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Unlimited gift/loyalty card transactions

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List and report exports

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Clearing house report

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CAA & Air Miles passthrough

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Redemption on POS systems and payment terminals

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Branded loyalty member portal

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Earn-and-burn points program or punch card rewards program

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Email and SMS campaigns (Automated Offers)

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TRANSACTION FEES

Set up fee (one-time only)**

$99
$99
$99

Online Canadian credit card rates

Starting at 1.27% + 5¢ CAD
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In-person Interac debit rates

Starting at 5¢ CAD
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TERMINAL RENTALS

Desk/5000 Wired Countertop terminal

+ $25/month
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Move/5000 Wireless terminal

+ $35/month
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Poynt Terminal

+ $45/month
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Poynt 5 Terminal

+ $35/month
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Verifone VX 820 Duet

+ $25/month
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Verifone VX 680

+ $40/month
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PAYMENT ADD-ONS

eCommerce (Online Payment Gateway) and/or Virtual Terminal

+ $25/month
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Bundle and save.

Looking for multiple solutions? You can bundle any of our 3 solutions together to save on your monthly fee.

Contact us about Bundles

Enterprise pricing

If you’re interested in custom pricing for large scale enterprises, we’d love to chat with you.

Contact us about Enterprise

See what our customers are saying.

Over 25,000 businesses use Paystone to accept payments and engage their customers. Hundreds of customers rated Paystone 4.5 out of 5 stars.

  • Google reviews-1
  • Capterra reviews-1
 

Ready to grow your business?

FAQs

Why is there a monthly fee for payment processing?
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This is an admin fee charged each month for your merchant account provider’s services, such as customer support, tech support, portfolio management, etc. It also includes PCI Plus Data Breach Protection (or Safe-t).

What is PCI and is it mandatory?
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The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard mandated by card brands. It applies to any organizations that accept, process, store or transmit credit card information.

It consists of 12 basic requirements grouped in 6 categories for establishing and maintaining a reliable and secure payment processing environment.

Payment Card Industry (PCI) compliance is mandatory for every business that accepts credit and debit cards, and these businesses must follow PCI rules and regulations. Some processors run proactive programs  to help ensure PCI compliance is maintained.

What is Cost Plus/Interchange Plus pricing and why is it better?
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Cost Plus/Interchange Plus  pricing is a model where you pay the interchange and assessment  fees plus a simple markup for the services of the payment processor. 

The interchange fee is set by the card brand networks (Visa, Mastercard) and represents the base fee or wholesale cost of accepting electronic payments. This fee is what the acquirer pays to the issuer and the rate varies depending on the industry, the type of business, if the card is present or not present at the time of the transaction, etc. 

The assessment fee is a small percentage that is paid to the card brands (Visa, Mastercard) on every transaction. It is a fixed transactional fee and the same amount is charged no matter the card type or industry.

By passing the cost directly to you and only charging for a single markup, interchange plus pricing gives you significant savings while creating a very transparent arrangement with your processor – you know our cost and margin.

Are there any cancellation fees or hidden fees?
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No! With Paystone you pay as you go. All of the fees you have to pay are outlined in your quote, there are no additional costs.

How much are interchange rates/transaction fees?
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Interchange fees can be different from one transaction to the next. They vary based on each card type, if the card used offers points and rewards, the industry, the type of business, and if the card is present or not present at the time of the transaction. There are hundreds of interchange categories based on these variations that range from 0.80 to 2.69%.

Here is where you can find Visa's fees and Mastercard's fees.

Contact us for a full breakdown. We can even do a cost comparison against your current payments provider to show you how much you could save by switching to Paystone!

Why is there a setup fee?
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The setup fee covers the time and work it takes to get your solution set up.

Do you offer volume discounts?
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Yes! Depending on your processing volume, we can offer discounts.

How long do funds take to be deposited?
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Funds will be deposited the next business day.